The items displayed at our website do not represent our full item’s listing at stores which exceed 45,000 items

Eligibility terms and conditions:

  1. The client must be employed, and hold a bank account worth at least 3 times their monthly salary.
  2. Only installment amount between 5000 and 50,000 SAR are accepted.
  3. The client must not have any bank commitments or installments that lead to a salary deduction exceeding 45% of their monthly salary, and if their salary exceeds 25,000 SAR, they may be eligible for a 50% discount.
  4. The client’s net monthly salary should exceed 1,900 SAR.
  5. If the client works in a governmental position, they are required to submit a salary certificate issued by the employer, in addition to a bank statement.
  6. If the client works in the private sector, they should submit a bank statement, a social insurance certificate and a salary certificate.
  7. Service only available in Riyadh.


  1. Through the application, the client can submit all the requested documents and sign the agreement electronically. They can also finalize all the procedures within less than 10 minutes.
  2. Through the marketing mobile, the client can execute and submit their request via the application. The marketing mobile number is 920011038, the name of the application in the App Store is EMKAN Finance.
  3. The client can get the application by scanning the QR code.
  4. The client must have all the requested documents, and can get the financial installments from home, then continue shopping later, in-store or online.
  5. If the client’s documents are not complete, they can continue the financing process from home, through the application or the mobile.
  6. If the client has previous finance plans, they can still apply to have a financial plan through the application.

General information

  1. The client can specify the finance amount by using the application or the mobile, they can also specify if they want the maximum amount.
  2. EMKAN Finance is a company licensed by the Saudi Arabian Monetary Authority, and is officially located in the Saudi Arabian Monetary Authority.